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August 25th 2010 
Edition XIV 2010

 

 

 

INDEX

Active Adult 4 Less Part XV
Spotlight on Fairfield Glade, TN - Condominiums from $65,000 (advertiser)
Benefits Of You Owning Permanent Cash Value Life Insurance (advertiser)
Lisa & Stephan's "Spotlight Communities"
30-Day Cure for Diabetes (advertiser)
Classified Rentals & Sales
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Active Adult 4 Le$$

In my ongoing effort to help you find the greatest housing and lifestyle options for the very best values, I began my last installment (Part XIV) of Active Adult 4 Less with highlights and updates from my first 4 installments of the series. 

It is my pleasure now to carry on as we revisit communities highlighted in Parts V through VIII.  (I have also updated the information herewith to reflect the new lower prices that the developers and sellers are now offering!) 

In Part V we traveled across the Central and Southern United States stopping first in tax friendly Tennessee at Fairfield Glade (see their In-Depth Community Review in this edition of Active Living Newsletter). 

It is an active lifestyle playground of more than 12,000 wooded acres offering plenty of golf plus 11 private lakes, as well as tennis, a fitness/wellness center and an indoor lap pool.  

There are homes currently on the market in Fairfield Glade priced from $665,000 down to under $100K.  How about a three bedroom 1,200 square foot "doll house" of a home with a fireplace that is currently on the market at just $89,900.  Email Dave, your Fairfield Glade Buyers Agent.

If you are looking for proximity to the big city lights and entertainment scene that is Nashville, the 55+ active adult development of Lake Providence in Mt. Juliet, TN is just 17 miles away. 

Prices there now start from under $150,000 for a 2 bedroom, 2 bath home of more than 1,200 square feet.  Lake Providence offers its residents a multitude of physical, social and recreational activities as well as fishing on their own 15 acre, fully stocked lake. 

Over Texas way you’ll find a popular 55+ development in the greater Dallas/Ft. Worth area (built by a well-established and reputable developer) also offering new homes for less than $150,000!  We’re talking about a good quality, stick-built home on fee simple (deeded) property… Email Janis to get the scoop or click here to see more details on this great community…

Perhaps an active adult golf community close to Austin would better suit your fancy.  You can still get the lifestyle you want and deserve with homes there starting in the low $150’s.  Check in with Cheryl, our local area expert, to find out more details about this great community as well as other active lifestyle and age-restricted developments within the Austin/Georgetown area.

Southern Arizona has long been a Mecca for active adult retirees, and builders of such communities have capitalized on that fact for decades, starting with Del Webb himself back in 1960.  And, if you love golf, the Greater Phoenix area is home to more than 300 championship courses.

Now, more than ever, is a most awesome time to find your Active Adult Nest 4 Less in the great Southwest because the Valley of the Sun (as well as Las Vegas and Southern California) are still ripe with opportunities to buy a home short.  (A short sale is where the sellers’ lender agrees to take less that what is currently owed on the property in lieu of taking the home back in foreclosure.)

That situation gives you an unparalleled opportunity to get more home for less in the lifestyle community of your choice.  The short sales have also had a corrective effect in stabilizing prices within the residential real estate market and a by-product of that is that many new home builders have also lowered their prices to stay competitive.

So, how about an amazing active adult "city" with 81 holes of golf, 24 tennis courts plus community centers and activities galore?  Not to mention a 2 bedroom, 2 bath, 2 car garage stick built home on the resale market in the mega community of Sun Lakes offered at just $104,500.  That’s Lifestyle 4 Less, folks!  Want your active adult home for even less than that?  The community also has resale manufactured homes on the market for as little as $69,900!! Call Dave for the details.

Perhaps you like the Tucson area.  It is a gorgeous part of Southern Arizona with sunsets that will take your breath away (not to mention lots of world-class golf courses too)!  A great opportunity abounds there for you to get a brand-new 2 bedroom, 2 bath home in the active adult golf course community of Rancho del Lago in Vail (just south of Tucson) for only $143,990.  For all of the details, just give Ed a call.

Have you been California dreaming?  There has likely never been a better time for boomers and active seniors to purchase an Active Adult Nest 4 Less than now…  Certain of our Active Lifestyle Specialist Realtors® have told us that prices in their areas have gone back to what they were in the 1980’s.  How’s that for a flashback? 

The Banning and Beaumont areas of the Inland Empire (San Bernardino and Riverside Counties) are good examples of where you can get sunshine and golf a-plenty and home prices that will likely never be seen again in the near future… our go-to gal there is Cheri.  She’s the local expert on the communities of Sun Lakes Country Club, Solera at Oak Valley Greens and Four Seasons at Beaumont.  Honestly, the low prices available now in these great lifestyle communities will blow your minds!! 

Wanna be closer to the SoCal coast?  Check out this great Oceanside community (in San Diego County).  Pilgrim Creek Estates is a boutique 55+ community of only 203 homes and it is where you can offer up "thanksgiving" for a 2 bedroom, 2 bath (manufactured) home of more than 1,900 square feet for just over $198,000.  Call Aurelia for the details.

In Part VII we journeyed through Colorado and Nevada. 

Colorado has the high/low opportunities that you may not be able to pass up!  High as in Rocky Mountain high and low as in low, LOW prices!  Grab your skis (and your golf clubs) and get to the Mile High city of Denver to check out the Active Adult community of Windsor Gardens.  It touts itself as Denver’s Premier In-Town 55+ Community.  It is a golf course community of condominiums and townhomes situated on 143 verdant acres.  Amy and Scott have all of the details on available homes currently going from $240K for a 3 bedroom, 3 bath townhome down to $46,499 for a one bedroom  condo – now that’s Active Adult 4 Less!!     

About 10 miles southeast of downtown Denver is Aurora and the age-restricted community of Heather Gardens.  The homeowners association says it’s a carefree, maintenance-free lifestyle set on 200 park-like acres and enhanced by their award-winning 9 hole course.  The age restriction is 39 years with no one under 16 allowed as a permanent resident.  Homes are currently on the market there from $78,000 to $274,000.  Fred will give you the low-down on the available homes as well as details on the tennis, swimming, dining and everything else that this active adult playground has to offer!

You can also check out all of the great active lifestyle and age restricted communities throughout Colorado at ActiveAdultLiving.com’s Colorado State Directory page.

Think of Nevada and what comes to mind?  Likely it’s Las Vegas.  Nevada (and Arizona) had some of the highest rises in new home prices before the market correction and mortgage meltdown but now you’ll find some of the very best values.  Think of it; no state income taxes and 24/7 gaming, shows and night life plus - mild winter weather! 

If it is sunshine, golf and mountain views that you love then check out the nationally acclaimed active adult golf community in the Sunny City of Mesquite where a new 2 bedroom, 2 bath home of 1,241 square feet is priced at just $176,490!  Call Angela – she has all of the details for you about the homes, the community and the Mesquite lifestyle.

The myriad of great age-restricted, age-targeted, and active lifestyle communities that Nevada has to offer can all be seen at ActiveAdultLiving.com’s Nevada State Directory Page.

In Part VIII I offered up a number of really great home values and communities that I have come across while doing my research.  They are a potpourri from all across the country with prices (as of that edition) from under $160,000 to as little as only $54,900 (and are subject to prior sale).  Enjoy!  They are too numerous to list, but for details on great New York communities, visit the New York State DirectoryPage of ActiveAdultLiving.com.

Central Florida is home to hundreds of super 55+ and active lifestyle communities.  To see details on them, click here to visit the Florida (Central) Directory Page of ActiveAdultLiving.com.  If Northern Florida is where you’d like to roost, you can also check out the Florida (North) Directory Page of ActiveAdultLiving.com to see details on dozens of additional 55+ and age-targeted active lifestyle communities.

To see all that the great state of Washington has to offer in the way of 55+ age-restricted and active lifestyle or age-targeted communities, I invite you to check out the Washington State Directory Page of ActiveAdultLiving.com.

The great state of North Carolina is one of the up-and-coming hot spots for retirees, active adults, boomers and empty-nesters.  Check out the North Carolina state directory page of ActiveAdultLiving.com to see details on many, many more age-restricted and active lifestyle communities.

OK, I admit it!!  I love doing this research for you and I could go on and on "sussing out" exceptional home values in amazing communities, but the boss is at me to get back to work – so until next time I bid you happy hunting in your quest to find Active Adult 4 Less.

Fairfield Glade, Tennessee - Condominiums from $65,000


Fairfield Glade
Fairfield Glade, Tennessee

The serene, natural beauty of the Cumberland Plateau, 12,000 wooded acres, 2000+ feet above sea level bordered by 200,000+ acres of state owned wilderness, has earned Fairfield Glade a place among the top retirement destinations in America.  We're off the beaten path in the wooded hills off of I-40, but within a short drive to Nashville, Knoxville or Chattanooga and about midway between Florida and the Great Lakes.

Easy Active Adult Living with all the amenities at an affordable price.  With low property taxes, no state income tax, low cost of living, and surprisingly low property cost, your money just goes farther here.  Cumberland County is the Retirement Capital of Tennessee: great four season weather with mild summers and winters and long springs and falls, natural beauty, affordable value, and friendly folks.

Over 8,000+ friendly retirees call this 12,700 acre resort "home" as they enjoy membership in 5 spectacular PGA Championship golf courses, 11 sparkling stocked lakes, 2 beaches, 4 swimming pools (2 indoor and 2 outdoor), boating and fishing at two marinas, a state-of-the-art fitness center, an Art Guild Center, a Wellness Center and a New Community Center with limitless clubs and activities.  You name the activity, we have it.

A new 2 bedroom/2 bath home on 1/4 acre deeded lot begins at $139,000; resale begins at $120,000; golf course resale homes on a PGA Championship course begin at $212,000; lake front resale homes begin at $325,000.  Condos from $65,000.  All homeowners are members of the Community Club with access to facilities with no initiation fees.  HOA fees of $75 monthly include security, fire protection, country club memberships, weekly trash pick up, and sewer fees.  Annual taxes on a $150,000 home are about $500.  There is no state income tax in Tennessee.  In per capita annual taxes Tennessee ranks 46th from the top.

Crossville, the county seat, has all the shopping and services you will need including an award winning hospital.  We are within easy interstate driving distance of Knoxville, Chattanooga, and Nashville and its international airport, and within a days drive of 75% of the U.S. population - convenient for visits from relatives and friends or to visit that new grandchild.  For the culturally conscious, try the Cumberland County Playhouse, our nationally recognized theater.  Crossville is the home of the US Chess Federation and for education see Roane State Community College, the University of Tennessee or Tennessee Tech University.  Crossville has just added a state of the art public library.

Come looksee and poke-around!  I'm a Buyers' Agent.  37 years of award-winning experience living in Fairfield Glade.  I work for you, not the seller or the builder.  I'll save you money; I'll save you time; I'll save you hassle.  And you won't pay a penny more for my services.  Call or Email.  I'll help ya get here.  Questions?  Holler!

Single Family Home for Sale
1791 sq. ft. 2 bedroom, 2 bath
Cul de sac, golf community, golf course level lot mountain view wooded

Listed at $217,000
Click to view details

Dave DeVos
A Buyers' Agent
Broker/Realtor, MEd., MBA
Century 21 Fountain Realty
3867 Peavine Road, Crossville, TN 38558
Cell (931) 529-1431 anytime except Sundays
Email:  Dave@DavidDeVos.com

Summit Homes - Carroll Vista Maryland

Noble's Pond, Delaware

Lisa & Stephan's Pick Communities<

New Jersey Pennsylvania Massachusetts New Jersey

Ridgeview at Mt Arlington Reserve at Gwynedd Rockland Glen Nolan's Ridge

Solivita Florida

Benefits of You Owning Permanent Cash Value Life Insurance

Benefits Of You Owning Permanent Cash Value Life Insurance

Permanent Cash Value Life Insurance is a very unique and flexible financial planning tool to help you and your family to achieve real financial independence. Properly structured and properly funded Cash Value Life Insurance provides you with these exceptional benefits.

  • First and foremost it provides your family with the money they need in the event of your death… to replace your lost income, pay-off mortgages and pay-off consumer debts, along with paying any medical expenses and burial expenses as a result of your passing.
  • You own the policy instead of renting it.  You have complete control.
  • You don’t have to re-qualify for the death protection as you grow older.
  • Cash value life insurance is a forced savings plan.  It forces you to “Pay Yourself  First!”.  When you understand that a portion of all you earn is yours to keep but not to spend, great wealth won’t be far behind.
  • Unlike qualified plans, there are no limits on how much money you can save each year, (you are only limited by the size of the policy)
  • Your cash grows Tax Deferred.
  • You have a liquid "Emergency Fund" for life’s unexpected events.
  • The cash value can be accessed income tax-free and penalty free prior to Age 59 ½ .
  • Cash value life insurance is not attachable by creditors
  • Unlike qualified plans and annuities the death benefits and cash values are transferred income tax free to your beneficiaries.
  • Cash value life insurance generally bypasses probate (and is private, no public records)
  • Cash value life insurance can be used to pay income taxes on qualified plans and your estate taxes at your death.
  • You can also use Permanent Cash Value Life Insurance to create your own bank.

Call me today – and let’s discuss why this is the right instrument for you and your family.

Sincerely,

Robert G. Brothers
(561) 306-3245
Life and Annuity Specialist

Red Mill Village Massachusetts : WestRidge Massachusetts

30 Day Diabetes Cure

Classifieds FSBO, Home Sales or Home Rentals

WOMELSDORF, Pennsylvania 19567
Stonecroft Village - 2 yr old 1,624 sq ft home, nice landscaping, 2 car finished garage, 2 BR, 2 baths, LR, DR, ceramic tile in kitchen, baths, and laundry area, hardwood floors, oak cabinets and Corian counters, all appliances included, stone gas fireplace, gas line on patio, raised vanity in both baths.  $259,900.  Call B. Bryant at 610-589-4209 or email babsbee23@yahoo.com. (July)
EDGEWATER PRESERVE, New Hampshire
The region’s first Certified Green Active Adult Community.  Only 8 homes to be built - each on it’s own lot – with conservation land, deeded river access and membership in a nearby Golf Club included.  Each home will be custom designed for the buyer and the site by Kathy Beaman, Certified Green Professional and Certified Kitchen Designer.  Starting at $199,900.  Contact Kathy at (603) 239-4265 or Email kathy@thebeamgroup.com
(July/August/September)
Henry Street, Riverside, NJ 08075
Move-in-Ready! This beautiful Ranch Style Home on a large well manicured lot offers: Living room with fireplace, formal Dining room, updated Kitchen, Family room, 3-Bedrooms, 2-rear patios, fenced rear yard and a 1-car garage. A Steal at $199,900.
Call Melody for your private showing (609) 841-0311
(Jul/Aug/Sep/Oct )
Wilson Way, Delanco, NJ 08075
Newer Townhouse in 55+ Adult Community offers: Living room, Dining room, Kitchen, 1-bedroom and bath on main level. The upper level is a Master Suite with full bath, laundry area and sitting area, the basement has a family room and bath.
Sale $248,500, Rent $1500/mo.
Call Melody at (609) 841-0311  
(Jul/Aug/Sep/Oct )
24 Carriage Hill Lane, Mansfield, NJ 08022
Impeccably updated Single Home in Columbus’ Homestead at Mansfield gated 55+ Community with tons of amenities. This beautiful home offers: Living room, Dining room, Eat-in Kitchen, Sunroom, 2-Bedrooms, 2-Baths, Laundry room and 1-car attached Garage. Far too many upgrades to list.
Priced at $238,900.  Call Melody at (609) 841-0311  (Jul/Aug/Sep/Oct )
THE POND WAY is located in Church Hill, MD 21623
The Pond Way is an active 55+ community. All units offer 1-3 bedrooms with main level master, upgraded kitchen, warming fireplace and a garage.  Offered at $158,000-$182,000
Contact Gina Powers and Mary Elaine Casson from Long and Foster (410) 310-3715 or email elaine.casson@longandfoster.com, Web Site www.JimmyWhiteHomes.com
(Ongoing)
OAK POINT, MIDDLEBOROUGH, MA 02346 Oak Point is the biggest and best active adult community in Southeastern Massachusetts. Our Energy Star®  can help reduce your monthly expenses, while our multi-million dollar Clubhouse and wide range of on-site activities add more enjoyment to your life. Enjoy fewer living expenses and more living!   Web site www.oakpointhomes.com or call(877) OAK POINT (Ongoing)
THE CASCADES, Bonita Springs FL Furnished single level family home 2/2+den, 2C garage.  Upgrades screened dbl door entrance, marble, dbl vanity in mstr, tile, carpet, cathedral ceilings, screened lanai. Gated community, Har-tu tennis, fitness, spa, yoga, pilates w/sauna, showers, indoor/outdoor pool, 28,000 sq ft clubhouse includes cards, billiards, art classes, dinner/dances. Shopping and dining 1 mile. Lease term min 90 days at $1500 month + 6% FL state tax + 3% Lee Cty bed/resort tax.  Additional non-refundable $125 exit cleaning fee + $75 credit/background check.  Joyce (219) 718-6616 or email coughlin616@comcast.net
White Township (Belvidere), Warren County NJ Active Adult Community 55+  Single family home, 1835 SQ, 2 B/R, 2 Full Baths, Den/3rd B/R, EIK, Great Room, Formal Living Room & Dining Room, 2 Car Garage, Top of the Line upgrades, Low Taxes, Maintenance Fee $125 monthly includes all lawn maintenance, snow removal, trash collection, clubhouse facilities including exercise room, billiards, library, heated outdoor pool, bocce, tennis courts.  $419,900 Call (908) 475-4608 / (908) 797-1790 4-09
DEL WEBB CAROLINA PRESERVE - New Villa for Rent - Cary NC - Del Webb's 55+ Adult Active Community - Carolina Preserve (Ref NC-Rental001 06-09)  2 bed, office, 2 bath, 2 car garage. Upgraded Kitchen, wood floor, SS appliances, granite countertops, spacious family room, screened porch. 60,000 sq ft wellness center, UNC Medical Staff, pools, exercise rooms, tons of activities, walking trails, close shopping/dining. $1295 per month. Call Lev at (305) 776-1943 Email: benlev35@gmail.com.   More photos

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Meet the Team


Lisa LaCount

Editor
Email: 
lisa@activelivingnewsletter.com


Post Office Box 1455
Santa Ynez, CA 93460
Phone: (866) 778-4816 
Fax (866) 269-4545

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PAST NEWSLETTER ARTICLES
July 2010 - Active Adult 4 Less Part XIV
June 2010 - Active Adult 4 Less Part XIII
May 2010 - Active Adult 4 Less Part XII
April 2010 - Active Adult 4 Less Part XI
March 2010 - Active Adult 4 Less Part X
February 2010 - Active Adult 4 Less Part IX
January 2010 - Active Adult 4 Less Part VIII
December 2009 - Active Adult 4 Less Part VII
December 2009 - Active Adult 4 Less Part VII
November 2009 - Active Adult 4 Less Part VI
October 2009 - Active Adult 4 Less Part V
October 2009 - Switch On Your Anti-Aging Gene
September 2009 -
Active Adult 4 Less Part IV
September 2009 - Use It or Lose It
August 2009 -
Active Adult 4 Less Part III
August 2009 - Special! Northwest Focus
July 2009 -
Active Adult 4 Less Part II
July 2009 - Live Long Prosper in Retirement
June 2009 -
Active Adult 4 Less Part I
June 2009 - Retire on a Cruise Ship
May 2009 - Delaware Focus
April 2009 - Special!  Green Communities
April 2009 - New Jersey Focus
March 2009 - South Carolina Focus
March 2009 - Special! Northeast Focus
February 2009 - Vermont Focus
February 2009 - New Hampshire Focus
January 2009 - Oregon Focus
January 2009 - Illinois Focus
December 2008 - Massachusetts Focus
November 2008 - Nevada Focus
October 2008 - Southern Florida Focus
October 2008 - Retirement Choices
September 2008 - California Focus
August 2008 - Pennsylvania Focus
July 2008 - Virginia Focus
June 2008 - Connecticut Focus
June 2008 - Manufactured Homes Focus
May 2008 - Ohio Focus
April 2008 - Maryland Focus
March 2008 - Arizona Focus
March 2008 - Canada Focus
February 2008 - Colorado Focus
January 2008  - Georgia Focus
December 2007  - Texas Focus
November 2007  - Mexico Focus
October 2007  - Central Florida Focus
September 2007  - Tennessee Focus
August 2007  - Northern California Focus

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